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Partner with Red Capital

Red Capital collaborates with banks and credit unions in the United States to offer an innovative digital method for increasing retail deposits. Our established platform is straightforward, safe, efficient, and most importantly, advantageous for all parties involved.

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Financial Institution Solutions

Financial Institution Solutions:

Empower your financial institution with our unique turnkey digital solution, allowing banks and credit unions across the United States to broaden their customer base effortlessly. Our platform simplifies the process of acquiring deposits from savers nationwide.

B2B Collaborations

B2B Collaborations:

Forge stronger client relationships with our platform, offering seamless access to an exclusive portfolio of banks and credit unions along with their deposit products through a unified account management system. Retain control over client interactions while providing unparalleled banking options.

Red Capital Benefits for Banks and Credit Unions

Affiliate Program:

Become a valued partner in our Red Capital Affiliate Program. Unlock the opportunity to promote individual savings products to your audience and earn commissions. Join us in revolutionizing the financial landscape.

Benefits for banks and credit unions

Red Capital Benefits for Banks and Credit Unions
Red Capital Benefits for Banks and Credit Unions

Red Capital offers a highly efficient digital platform that empowers U.S. banks and credit unions to expand their reach and gather retail deposits from savers nationwide. Our platform provides these institutions with the flexibility to manage deposit volumes and terms, optimizing their balance sheets. What distinguishes Red Capital from other funding providers is our ability to source deposits nationally through a variety of alternative channels and targeted marketing campaigns. This approach mitigates the risk of cannibalizing existing funding bases, enabling banks and credit unions to experiment with new products. Deposits primarily originate from our consumer-facing online marketplace and savings platform, as well as the interconnected ecosystems of our expanding network of distribution partners, further enhancing the diversity and reach of our services.

Partner with Red Capital

By digitally connecting banks and credit unions with consumers nationwide, we efficiently and cost-effectively assist in raising retail deposits. Our platform delivers the full deposit value chain, empowering distribution partners to expand their services seamlessly by offering protected bank deposits directly through their front-end to customers while retaining the customer relationship. Through our proprietary direct-to-consumer channel, savers across America gain access to a suite of savings products from our network of insured financial institutions, all within minutes through the convenience of a single account setup. Our platform serves as a digital solution tailored for increasing retail deposits.

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Certificate of Deposit 

cds

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Certificate of Deposit 

cds

6% cd rates

high yield savings account

best high yield savings account

best cd rates

best cd rates near me

Certificate of Deposit 

cds

6% cd rates

high yield savings account

best high yield savings account

best cd rates

best cd rates near me

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©2024 Red Capital Partners. All Rights Reserved.

Important Notice Regarding FDIC Insurance

Red Capital is a digital savings platform that does not hold or claim to hold Federal Deposit Insurance Corporation (FDIC) insurance. We believe in complete transparency with our users regarding the nature of our services and protections. For more information about specific coverage and protections for your funds, please review your service agreement or contact our customer service team.

Red Capital is a financial technology company, not a bank. Banking services are provided by our partner banks.

For clients based in the United States, payment services for Red Capital are facilitated through our licensed money transmitter partners in compliance with federal and state regulations.
 

Our payment services partner is registered with FinCEN and authorized to transmit money in 39 states.

Customer funds are securely held in custodial deposit accounts through RedCapital.Partners . By using our services, each customer authorizes our partner custodian bank to hold their funds in these accounts to facilitate deposits and withdrawals for various bank and credit union products requested through RedCapital.Partners. The custodian bank does not dictate the terms of these products nor offer advice to customers regarding them.
 

Accredited Investor Information

Important Notice Regarding Investment Products and Services:

 

While not all Red Capital products require accredited investor status, certain offerings are limited to accredited investors as defined by SEC regulations. An accredited investor is generally defined as an individual with:

- Annual income exceeding $200,000 ($300,000 for joint income) for the past two years with the expectation of maintaining the same level or higher, or

- Net worth exceeding $1 million (excluding primary residence), either individually or jointly with a spouse

 

Account Structure and Relationship:

When participating in our services, you do not establish a direct agreement with any Product Bank. Instead, you appoint Red Capital as your custodian for funds deposited in CDs, MMDAs, or held in Cash Accounts at Product Banks. We maintain and manage these Deposit Accounts as your custodian.

 

This information is provided for general educational purposes only and should not be construed as financial or investment advice. Please consult with qualified financial professionals regarding your specific situation.

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