top of page
redcapital-bg1.jpg

Learn more about
CERTIFICATE OF DEPOSITS

Red Capital Logo
6-MONTH  CERTIFICATE OF DEPOSIT

6-MONTH  CERTIFICATE OF DEPOSIT

Through Red Capital's vast network of 3,000+ insured banks, our 6-Month Certificate of Deposit connects you with market-leading rates that traditional banks can't match. Our technology constantly monitors and negotiates the best short-term CD rates across our network, allowing you to maximize your returns while maintaining complete protection. Perfect for investors who want to earn more on their short-term savings without sacrificing safety.

12-MONTH  CERTIFICATE OF DEPOSIT

Put Red Capital's advanced FinTech platform to work with our 12-Month Certificate of Deposit. By leveraging our relationships with thousands of insured banks nationwide, we secure premium rates that consistently outperform the national average. Our technology automatically identifies the highest-yielding 12-month CDs across our vast banking network, ensuring your money works harder while maintaining full protection.

 12-MONTH  CERTIFICATE OF DEPOSIT
18-MONTH  CERTIFICATE OF DEPOSIT

18-MONTH  CERTIFICATE OF DEPOSIT

Our 18-Month Certificate of Deposit showcases the power of Red Capital's nationwide banking network. While traditional banks offer limited options, our platform scans thousands of insured institutions to find you exceptional 18-month CD rates. This sweet-spot term often yields better returns than shorter deposits, and our technology ensures you're always connected to the most competitive rates available across our extensive network.

24-MONTH  CERTIFICATE OF DEPOSIT

Experience the Red Capital advantage with our 24-Month Certificate of Deposit. Our innovative FinTech platform continuously analyzes rates across 3,000+ insured banks to secure you returns that standard banks simply can't offer. This medium-term CD combines the higher yields typically associated with longer commitments while our vast banking network ensures you're always earning market-leading rates.

24-MONTH  CERTIFICATE OF DEPOSIT
36-MONTH  CERTIFICATE OF DEPOSIT

36-MONTH  CERTIFICATE OF DEPOSIT

Maximize your long-term savings potential with Red Capital's 36-Month Certificate of Deposit. Our cutting-edge technology scans thousands of insured banks to find you the absolute best rates available nationwide. While traditional banks limit you to their own rates, Red Capital's extensive banking network lets you access premium yields that consistently outperform the market, all while maintaining the security of complete deposit protection.

Quick Start

Products

About

Help & Info

Red Capital Logo

Certificate of Deposit 

cds

6% cd rates

high yield savings account

best high yield savings account

best cd rates

best cd rates near me

Certificate of Deposit 

cds

6% cd rates

high yield savings account

best high yield savings account

best cd rates

best cd rates near me

Certificate of Deposit 

cds

6% cd rates

high yield savings account

best high yield savings account

best cd rates

best cd rates near me

  • Instagram
  • Facebook
  • Reviews.io
  • PitchBook
  • CrunchBase

©2024 Red Capital Partners. All Rights Reserved.

Important Notice Regarding FDIC Insurance

Red Capital is a digital savings platform that does not hold or claim to hold Federal Deposit Insurance Corporation (FDIC) insurance. We believe in complete transparency with our users regarding the nature of our services and protections. For more information about specific coverage and protections for your funds, please review your service agreement or contact our customer service team.

Red Capital is a financial technology company, not a bank. Banking services are provided by our partner banks.

For clients based in the United States, payment services for Red Capital are facilitated through our licensed money transmitter partners in compliance with federal and state regulations.
 

Our payment services partner is registered with FinCEN and authorized to transmit money in 39 states.

Customer funds are securely held in custodial deposit accounts through RedCapital.Partners . By using our services, each customer authorizes our partner custodian bank to hold their funds in these accounts to facilitate deposits and withdrawals for various bank and credit union products requested through RedCapital.Partners. The custodian bank does not dictate the terms of these products nor offer advice to customers regarding them.
 

Accredited Investor Information

Important Notice Regarding Investment Products and Services:

 

While not all Red Capital products require accredited investor status, certain offerings are limited to accredited investors as defined by SEC regulations. An accredited investor is generally defined as an individual with:

- Annual income exceeding $200,000 ($300,000 for joint income) for the past two years with the expectation of maintaining the same level or higher, or

- Net worth exceeding $1 million (excluding primary residence), either individually or jointly with a spouse

 

Account Structure and Relationship:

When participating in our services, you do not establish a direct agreement with any Product Bank. Instead, you appoint Red Capital as your custodian for funds deposited in CDs, MMDAs, or held in Cash Accounts at Product Banks. We maintain and manage these Deposit Accounts as your custodian.

 

This information is provided for general educational purposes only and should not be construed as financial or investment advice. Please consult with qualified financial professionals regarding your specific situation.

bottom of page