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American Insurance

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Instantly allows you to receive quotes from A++ carriers, licensed professional auto insurance agents, and...

Instantly allows you to receive quotes from A++ carriers, licensed professional auto insurance agents, and local auto insurance agencies in your area. When the carriers and multiple agents compete for your business, American Insurance can guarantee you instant savings! American Insurance provides you will access to free quotes 24 hours, 7 days a week, 365 days a year. Once you have completed AmericanInsuranceCompany.org’s online application, you will be able to purchase the policy immediately, print your proof of insurance and be on your way.

 

American Insurance gives you many options. You can receive multiple quotes, compare the coverage and premium amount side by side then choose the auto insurance policy that is right for YOU! Because of the simple system utilized by American Insurance, your insurance shopping just became quick, efficient and CHEAP.

 

American Insurance also provides other insurance quotes. AmericanInsuranceCompany.org is not limited just to auto insurance but because we are a licensed agency, we can provide you with quotes on other types of insurance as well.

 

American Insurance thanks you for your business and interest in our website, and we hope to be of assistance to all of your insurance needs! Please bookmark us for future use.

 

Flowers are the perfect way to show how much you care. Visit USA Flowers for all of your flower delivery needs, for any and every occasion.

American Life Insurance

 

 

How much life insurance you need is an important question that must be answered before purchasing a life insurance policy. Purchasing a life insurance policy that is too small is of little help to your family members who are left behind when you are gone. If a life insurance policy is too small it might not even cover burial costs.

 

Determining how much life insurance you need to purchase is a complex process. It requires looking at your health and how long you expect to live. This is important because it gives you an idea of how much of your mortgage and other bills will be left for your family to handle.

Why Choose American Insurance Company?

  • Life Insurance protects your family and provides you with peace of mind.
  • American Insurance has several policy options for Life Insurance.
  • Health Insurance Quotes are available for side-by-side comparison from American Insurance Company.

Everyone needs life insurance. Life Insurance rates starting at $9.99 – No Medical Exam. How much life insurance you need is an important question that must be answered before purchasing a life insurance policy. Purchasing a life insurance policy that is too small is of little help to your family members who are left behind when you are gone. If a life insurance policy is too small it might not even cover burial costs.

  • The Right Insurance for Your Life
  • About Auto Insurance
  • Health Insurance Policies

Life Insurance protects your family and provides you with peace of mind. American Insurance can help you find the best rates for you and your family.

Let American Insurance Company find the best policy for your needs.

How much life insurance you need is an important question that must be answered before purchasing a life insurance policy. Purchasing a life insurance policy that is too small is of little help to your family members who are left behind when you are gone. If a life insurance policy is too small it might not even cover burial costs.

Determining how much life insurance you need to purchase is a complex process. It requires looking at your health and how long you expect to live. This is important because it gives you an idea of how much of your mortgage and other bills will be left for your family to handle.

Changes to Canada’s Caregiver Program took effect on November 30, 2014. Under the new Caregiver Program, the live-in set-up is now completely optional. Changes in the requirements include the following:

CHILDCARE PATHWAY A pathway to permanent residence for caregivers who have provided childcare in a home, either living in the employer’s home or not.

Work Experience: Applicants should have no less than two years of work experience in Canada, with work permit, as a childcare provider or baby/child caretaker.

Education: Applicants should have completed at least one-year Canadian post-secondary education, or third year college level in Philippine education, or the equivalent credentials if education was acquired outside the Philippines.

Language Proficiency: Applicants’ English language proficiency should not be lower than intermediate level, or should be able to pass the English proficiency test with a benchmark of 5.

CARING FOR PEOPLE WITH HIGH MEDICAL NEEDS PATHWAY A pathway to permanent residence for caregivers who have provided care for the elderly or those with disabilities or chronic disease in a health facility or in a home.

Work Experience: Applicants should have no less than two years of work experience in Canada, with work permit, as a registered nurse, registered psychiatric nurse, licensed practical nurse, nursing aide, patient service associate, home support worker, or similar occupation.

Education: Applicants should have completed at least one-year Canadian post-secondary education, or third year college level in Philippine education, or the equivalent credentials if education was acquired outside the Philippines.

Language Proficiency: Applicants should possess the appropriate level of language proficiency to be able to perform their job, ranging from initial intermediate to adequate intermediate. In short, applicants should be able to pass the English proficiency test with a benchmark of 7.

All the qualifications mentioned for Childcare and for Caring for People with High Medical Needs should be obtained before one applies for permanent residence within four years of residence in Canada, otherwise applicant will have to return to his/her place of origin.

It is highly recommended that applicants obtain the necessary education to comply with the educational level requirement before applying for the caregiver program and for permanent residence. Doing so during the duration of the four-year contract is a challenge as a caregiver’s working hours make it difficult to find time to go back to school, not to mention that it is financially burdensome. A caregiver faces the possibility of having to return to his/her country of origin if the educational requirement is not met within this period.

Under the new caregiver program, processing time is shortened for both caregiver and dependents thus equating to faster family reunification. The live-in setting, an old requirement that tends to put the caregiver in a position for possible abuse, is now completely optional. If employer and caregiver agree on a live-in setting, board and lodging is now free.

However, while changes in the caregiver program are being deemed as improvements, one can see clearly that the new program definitely has disadvantages when compared to the old. Caregivers now have the freedom to opt out of the live-in setting, but housing cost can be restrictive. Under each pathway stated above, a cap of 2,750 has been imposed and this considerably limits the number of applicants who can be given permanent residence. While in the old live-in caregiver program, there is no test required to show proof of English (or French) language proficiency, IELTS is now required for both Child Care pathway and People with High Medical Needs pathway, with Canadian language benchmark requirements of 5 and 7 respectively. This entails additional cost and may significantly lessen the applicant’s chances of being eligible for permanent residence.

Clearly, the policy changes have both advantages and disadvantages and many applicants and advocates for caregiver welfare are divided in opinion over these changes. Here’s an article from Philippine Reporter about it.

What do you think? Do the policy changes reflect improvements from the previous Live-In Caregiver Program or not?

 

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