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Your assets within the Red Capital platform remain secure within our partner banks and credit unions. Through a single login, you have the capability to diversify your deposits across various institutions, each providing standard deposit protection of up to $250,000 per depositor, per institution. For joint accounts, this protection extends by an additional $250,000 per co-owner, resulting in total coverage of $500,000 for each institution. Experience market-leading CD rates, retirement accounts, and savings solutions all in one place. Best CD Rates, Certificates of Deposit, 401k, IRA, Highest CD Rates.

Secure Your Future with Our Top-Yield CDs and 3,000+ Insured Banks

Unlock the potential of your savings with our top-yielding certificates of deposit. Partnering with over 3,000 insured banks and credit unions, we offer you the best rates and the highest security to ensure your wealth grows safely and steadily. Secure your future with us today!

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Red Capital is a digital savings platform that does not hold or claim to hold Federal Deposit Insurance Corporation (FDIC) insurance. We believe in complete transparency with our users regarding the nature of our services and protections.

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Fees

1 Account
Manages Everything

$48.2M
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Your Gateway to 3,000+ Insured Banks for Maximum Returns

Red Capital connects you with a vast network of over 3,000 insured banks, ranging from the largest U.S. institutions to community banks. This extensive reach enables us to offer top yields on your investments while ensuring security and growth.
Simplify your financial strategy with seamless access to diverse, secure opportunities.

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Network Banks
The list below identifies all the insured depository institutions that are part of the deposit network of IntraFi LLC. Funds of a particular depositor may not be eligible for placement at certain depository institutions on the list.
Certificate #
Bank Name
57899
1st Advantage Bank
57298
1st Bank Yuma
58485
1st Capital Bank
14355
1st Citizens National Bank Upper Sandusky
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Your financial assets, safeguarded

Your assets within the Red Capital platform remain secured within the custody of insured financial institution. Through a single login, you have the capability to diversify your deposits across various institutions, thereby optimizing your cumulative insurance coverage to the standard of $250,000 per depositor, per institution. In the case of a joint account, this coverage extends by an additional $250,000 per co-owner, resulting in a total coverage of $500,000 for each institution. Best CD Rates, Certificates of Deposit, 401k, IRA, Highest CD Rates. 

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Awarded Best in Class Artificial Intelligence
System in 2024 for FinTech
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Invest in Minutes with Red Capital

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Easy Account Registration

Opening your fee-free account with Red Capital is quick and easy, requiring less than five minutes of your time. We have partnered with an Insured bank to streamline the process, ensuring a seamless and efficient experience. Simply provide a few basic details, and you'll be on your way to managing your finances effortlessly. Best CD Rates, Certificates of Deposit, 401k, IRA, Highest CD Rates. 
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Start Saving

Begin your savings journey by funding your new account with our latest savings product. This product is designed to help you start accruing interest immediately, setting the foundation for your financial growth. With competitive interest rates and flexible options, your savings will start working for you from day one. Best CD Rates, Certificates of Deposit, 401k, IRA, Highest CD Rates. 
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Choose Your Savings Plan

Choose the optimal savings product that best suits your financial goals and needs. Our diverse range of products is designed to propel your savings journey, offering various features and benefits tailored to your unique situation. Whether you're saving for a short-term goal or long-term financial security, we have the perfect solution for you. Best CD Rates, Certificates of Deposit, 401k, IRA, Highest CD Rates. 
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Get in Touch

Have questions or need assistance? Our support team is ready to help. Contact us by phone, email, or through our online form. Your satisfaction and financial success are our priorities.

Questions? Email us at support@redcapitalsupport.com. Our team is ready to assist with any inquiries or concerns.

Need help? Call us at our Main Line: (844) 554-6213. Our team is here to assist you.

Schedule an appointment effortlessly by clicking this link. Our team looks forward to assisting you further.

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Certificate of Deposit 

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©2024 Red Capital Partners. All Rights Reserved.

Important Notice Regarding FDIC Insurance

Red Capital is a digital savings platform that does not hold or claim to hold Federal Deposit Insurance Corporation (FDIC) insurance. We believe in complete transparency with our users regarding the nature of our services and protections. For more information about specific coverage and protections for your funds, please review your service agreement or contact our customer service team.

Red Capital is a financial technology company, not a bank. Banking services are provided by our partner banks.

For clients based in the United States, payment services for Red Capital are facilitated through our licensed money transmitter partners in compliance with federal and state regulations.
 

Our payment services partner is registered with FinCEN and authorized to transmit money in 39 states.

Customer funds are securely held in custodial deposit accounts through RedCapital.Partners . By using our services, each customer authorizes our partner custodian bank to hold their funds in these accounts to facilitate deposits and withdrawals for various bank and credit union products requested through RedCapital.Partners. The custodian bank does not dictate the terms of these products nor offer advice to customers regarding them.
 

Accredited Investor Information

Important Notice Regarding Investment Products and Services:

 

While not all Red Capital products require accredited investor status, certain offerings are limited to accredited investors as defined by SEC regulations. An accredited investor is generally defined as an individual with:

- Annual income exceeding $200,000 ($300,000 for joint income) for the past two years with the expectation of maintaining the same level or higher, or

- Net worth exceeding $1 million (excluding primary residence), either individually or jointly with a spouse

 

Account Structure and Relationship:

When participating in our services, you do not establish a direct agreement with any Product Bank. Instead, you appoint Red Capital as your custodian for funds deposited in CDs, MMDAs, or held in Cash Accounts at Product Banks. We maintain and manage these Deposit Accounts as your custodian.

 

This information is provided for general educational purposes only and should not be construed as financial or investment advice. Please consult with qualified financial professionals regarding your specific situation.

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